June brings about discussions among millions of Americans who use Social Security and Supplemental Security Income about when their monthly payments are due. Some changes in the calendar this month could cause recipients to get their checks at different times. It is important for anyone receiving public help, especially for seniors, people who are disabled, and those with low income, to understand these details to better handle their monthly expenses.
Early Arrival for SSI Benefits
This year, those eligible for Supplemental Security Income in June will receive their money early. Since June 1 is a Sunday this year, SSI payments will be sent on Friday, May 30. Because of this change, recipients receive their funds before Friday, rather than on the following Monday.
Since SSI beneficiaries will not receive their June funds right away, this is not a missed payment—it’s simply receiving their money earlier than normal for the month. Another situation will happen in September and November because public holidays or Saturday workdays can delay payments to the previous month.
Regular Social Security Benefits Based on Birthdays
Anyone who gets regular benefits from Social Security, whether they are retirement, survivor, or disability payments, follows the regular staggered schedule in June 2025. Payments from the Social Security Administration to beneficiaries are determined by their date of birth. People celebrating their birthdays in the first two weeks of any month will get their payment on June 14, 2023.
Those who celebrate birthdays between November 11th and 20th will have their payment made on the third Wednesday of the month, and the remainder will receive theirs on the fourth Wednesday. Those who started collecting Social Security before May 1997 get their funds every third day of the month, no matter when they were born. They make sure that payments happen at the right time during the month.
Cost of Living Adjustment and Monthly Benefit Changes
Benefits for June will reflect the 2.5 percent Cost of Living Adjustment in effect earlier this year. The planned increase is intended to make up for the increasing costs of basic things such as groceries, housing, and healthcare. The average monthly benefit for retirees in June is expected to be around $1,9,76, which is why. There will, on average, be $3,000 for married couples and $1,580 for the disabled. Depending upon family structure and eligibility, survivors, including widows and widowers, will also get adjusted benefits.
New Rules for Overpayment Recovery
Another major change regarding one group or another is the rewritten rule on recouping overpayments. In the past, the Social Security Administration could take any amount, up to 100 percent, of a person’s monthly benefit to recover overpaid money. After a lot of public outrage and scrutiny, the policy has changed.
Efforts to recover money from those who erroneously received their stimulus check have been reined in, though: The agency can now only recoup up to 50 percent a month of a recipient’s check, as of April. This change makes it easier to afford repayments and includes the chance to appeal repayments if you’re struggling financially and to set up a more flexible plan.
Planning for Payment Delivery Methods
The Social Security Administration has continued with changes made to payment dates and verification processes, and is encouraging beneficiaries to use direct deposit as the preferred payment method.
This is a faster option and a more secure way to access your funds compared to mailed checks, which can be delayed for months or longer, especially during holidays or peak season. The SSA provides a Direct Express card, which is much like a prepaid debit card, that those without traditional bank accounts can use to receive and spend their funds without a checking account.
