Investing your savings in the right mix of stocks, bonds and other investments is crucial to making your money last throughout your retirement years. But figuring out the right mix — a.k.a. your asset allocation — can be tricky.
First, consider your time horizon: How many years are you away from retiring? A 30-year-old, for example, has at least 30-odd years before they leave the workforce, allowing them more time to recover from market swings and other events.
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