Even in tight times, it’s possible to start saving
I think we can all agree on one thing: Saving is good. The big dilemma is how to get people...
retirement
Unemployment, baby boomers cut into Social Security surplus
A surge of early retirements and a decline in payroll tax revenue caused by the recession have begun to cut...
Multicultural Retirees’ Income at Risk
Nearly 45 percent of U.S. households are “at risk” of not having enough to maintain their living standards in retirement,...
You’ll Need More Than You Think
How much should I save for my retirement? The quick answer is this: more than you think. The harsh fact...
Financial-Planning Software Doesn’t Adequately Address Retirement Risks
In among the year-end statements now arriving in your mailboxes from financial-services firms are invitations to use their retirement-planning calculators....
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Roth it right: Six mistakes to avoid when converting to a Roth IRA
As years go, 2010 is on course to be a blockbuster for retirement-account owners. Starting in January, all Americans who...
Who’s Running Your 401(k)
Dan Klein runs the 401(k) plan at a small New Jersey hazardous-materials company, so when it comes to investing advice,...
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Cruise Ships on Steroids
When Manuel Frazao climbed aboard his most recent cruise, the first thing he did was take off his shoes. But...
Proving Age Bias Isn’t Easy
It’s illegal for employers to discriminate based on age. But age bias is widely acknowledged to be a key factor...