Barney Frank, Robert Menendez, Daniel Akaka

Rep. Barney Frank, D-Mass., left, the ranking member of the House Financial Services Committee, greets Sen. Robert Menendez, D-NJ, right, and Sen. Daniel Akaka, D-Hawaii, center, before testifying on the first anniversary of the Dodd-Frank Act, on Capitol Hill in Washington, Thursday, July 21, 2011. (AP Photo/J. Scott Applewhite)