Social Security payments are very important in the lives of millions of Americans, especially people who are retired, people with a disability, and those who are surviving on the earnings of a deceased worker. For April 9, 2025, they’re even incrementally devaluing Social Security payments to people who were born b/w the 1st & 10th of their month that year, as part of the payment, which includes COLA adjustments. According to the Social Security Administration’s (SSA) standard practice of paying benefits on a staggered schedule according to birth dates, this date is the same as the date that Social Security benefits are to be paid.
Who Will Receive a Payment on April 9?
The SSA uses birth date to distribute retirement and disability payments. For example, if your birthday is the last 1st or 10th of the month, you will receive your payment on the next second Wednesday of the month, 2nd Wednesday of April 9th, 2025. The 16th of April will be the date on which people born from the 11th through the 20th will receive, and the 23rd of April for those born from the 21st through 31st.To be clear, people who were receiving Social Security before May 1997 or Supplemental Security Income (SSI) do not receive the 9th of April out of their payment schedule.
What is the 2025 COLA Increase?
The Cost of Living Adjustment (COLA) is made each year by the SSA to take care of inflation on Social Security benefits. In 2025, COLA will increase 3.2 percent following a pattern of moderate increases that followed the extraordinary increase of 8.7 percent in 2023. The adjust keeps purchasing power for beneficiaries intact, particularly where the prices of basic items like housing, food, and health care increase. That translates to an average Social Security recipient, then getting about $1,900 per month, seeing a raise of about $61, or nearly 3 percent; and the new average monthly benefit will be around $1,961. The amount an individual will see boosted is contingent on that individual’s earnings history and the benefit type received, however, all beneficiaries will see an equal proportional increase.
Eligibility for Social Security Benefits
Social Security retirement benefits require a minimum of 40 work credits, along with ten earned in a consecutive ten-year timeframe. Anyone reaching age 62 can start taking benefits, yet receiving your full monthly payment amount becomes possible when you reach full retirement age (66 to 67 based on your birth year).
How to Manage and Track Your Payment
To ensure that you get your April 9 payment on time, it’s recommended that you set up direct deposit with the SSA. This also speeds up the payment process and cuts down possible mail delay or loss of checks.To find out if you received payment and your benefit amount, you can log into your My Social Security account at ssa.gov or call the SSA at 1-800-772-1213. It also urges beneficiaries to stay alert for scams, particularly when SSA is making payments. The SSA will never send you a communication involving your Social Security number or banking details by email or text, and will never ask you to provide this information through an unsecured means.
Final Thoughts
Important because it’s a regular Social Security distribution, along with a COLA boost on April 9, 2025, is the fact that it’s in April. Meanwhile, for those born early in the month, this payment provides a small but welcome financial boost. Knowing when beneficiaries receive their payment dates, changes to COLA, and understanding eligibility requirements makes it easier for the beneficiaries to manage their finances, knowing they can plan for the future.
